3269 State Route
Hazlet, NJ 07730
FAX (732) 203-9208
Michael Pavone, Manager
NJ Lic. No. 4556
Reasons to Preplan
We feel that there
is no reason not to make these important decisions well in
advance. After all, we plan for our retirement, our investments,
our children’s education… even our vacations. We plan for
everything – including those things that may never actually
happen. Doesn’t it make sense to plan for something you know
There are many
important reasons to consider what kind of funeral or memorial
service you would wish to have, and how you would like to be
of mind to you and your family
inflation and future cost increases
family of being faced with complex decisions at a difficult
with the ability to choose exactly the services that are right
financing options that make payment easy and convenient
When you pay for
your funeral arrangements in advance, the money goes into a trust
which is protected by FDIC insurance or US government-backed
securities. New Jersey State law requires this. Therefore, your
prepayment is guaranteed safe and secure.
There are some
other points to keep in mind regarding the protection of your
There is no
charge or set-up fee for establishing the trust.
The money is
deposited in your name, in trust for the Shore Point Funeral Home
and Cremation Services, Inc. If you need to cancel, and have a
revocable trust, there is no cancellation fee, and you will
receive all your money back, plus interest.
When you pay for
your funeral arrangements in full, your money in the trust
earns enhanced interest. This is how we are able to protect
you against future cost increases, because the earned interest
covers future inflation.
to the Choices Trust and funding the complete amount of the
funeral, the trust will keep up with inflation.
funds are designated for paying your funeral expenses, the
trust may not be cancelled. However, you may change the
beneficiary funeral home at any time. This gives you peace of
mind should you move, or select another funeral home.
You may fund
your prepaid funeral in advance, or make payments into the
trust over time. This provides you with great financial
Since the trust
is established in your name, your principal and interest are
protected in the event you relocate.
If so desired,
we can come to your home to make prearrangements.
How to preplan
without creating a trust.
It is not necessary
to prepay for funeral arrangements, though it is a good idea, and
does protect you against possible price increases in the future.
We are happy to work with you, assisting in making your choices,
and keeping them on file in case they are ever needed.